No, not at all, feel free to ramble (if you were, I didn't really think it was rambling).
I remember hearing about that once and that is what marriage should be, but it's not in the present world. You speak of common law marriage (or that's what it's sounding like to me), which is recognizable, depending on what state you're in at the time.
John Calvin and his Protestant colleagues reformulated Christian marriage by enacting the Marriage Ordinance of Geneva, which imposed "The dual requirements of state registration and church consecration to constitute marriage" for recognition. I blame this guy for the fall of marriage.